Equine Law: Nothing to "Horse Around" With
10/29/2019
“A horse, a horse, my kingdom for a horse” - Shakespeare’s Richard III, 1594
When I was 11 years old I owned a horse that was kept in a stable near my home. After a few years my father determined that a choice had to be made between feeding and housing the horse or me. As you can glean I prevailed.
Equine law covers all aspects of horses and horse related activities and industries.
Equine law covers all aspects of horses and horse related activities and industries. Under the common law, liability for harm to persons by horses were determined based upon traditional tort law concepts such as assumption of risk and comparative negligence. Today 47 states have adopted some form of the Equine Activity Liability Act, except California, Maryland and Nevada. Many states share common characteristics that qualifying defendants should not be liable if an equine related participant sustains injury, damage or death from an inherent risk from equine related activities, subject to exceptions. The purpose of the EALA is to encourage equine activities by limiting tort liability of individuals who organize or sponsor equine events and activities. Liability is determined on a state by state basis. Some states have two sets of equine laws: Activity Statutes and Recreational Use Statutes. For example, Alaska has two statutes that relate to the limitation of liability for equine activities.1
INHERENT RISK
Horses present risks because they are powerful and unpredictable. An inherent risk is an integral part of equine activities such as horseback riding and includes but is not limited to:
- The unpredictability of the animals reaction to sounds, persons, sudden movements or other animals;
- The propensity of the animal to behave in ways that result in injury or death to persons on or around them;
- Collisions with objects or other animals.
Inherent risks means the dangers or conditions which are an integral part of equine activities.
Inherent risks means the dangers or conditions which are an integral part of equine activities. An inherent risk will bar an injured person’s claim of injury. However, the meaning of inherent risk can differ from state to state. In Kentucky, a horse spooking from the sound of an opening gate was deemed an inherent risk under Kentucky’s EALA. In Texas a horse’s violent reaction to the bite of a fire ant was deemed an inherent risk under Texas EALA. A dog that jumped at the horses back legs that caused a horse’s reaction was an inherent risk under Ohio’s EALA.
MICHIGAN EQUINE ACTIVITY ACT-MEALA
Signs bearing the statute information must be conspicuously posted around the equine activity area. For example:
WARNING: Under the MICHIGAN equine activity act an equine professional is not liable for an injury to or death of a participant in equine activities resulting from inherent risks of equine activities, pursuant to Section 6 (691.1666) 2 (emphasis added)
Similarly, Massachusetts law follows Michigan.
WARNING: Under Massachusetts law, an equine professional is not liable for an injury to or death of, a participant in equine activity resulting from the inherent risks of equine activities, pursuant to section 2D of chapter 128 of the Massachusetts General Laws.3
Each state is different and must be consulted for specific language. One excellent source is the American Equestrian Alliance.4
The Michigan Equine Activity Law is known as the Michigan Equine Activity Liability Act. 5
Section 1
This act shall be known and may be cited as the “equine activity liability act.”
691.1662
Section 2
As used in this act:
- Engage in equine activity means riding, training, driving, breeding, being a passenger upon or providing or assisting in veterinary treatment of an equine, whether mounted or unmounted. Engage in an equine activity includes the breeding of equines, or assisting a participant or show management. Engage in equine activity does not include spectating at an equine activity, unless the spectator places himself or herself in an unauthorized area and in immediate proximity to the equine activity.
691.1663
Section 3
Except as otherwise provided in section 5, an equine activity sponsor, an equine professional, or another person is not liable for an injury to or death of a participant or property damage resulting from an inherent risk of an equine activity. Except as otherwise provided in section 5 a participant or participant’s representative shall not make a claim for or recover civil damages from an equine activity, sponsor, an equine professional or another person for injury to or the death of the participant or property damage resulting from an inherent risk of an equine activity. (Emphasis added)
691.1664
Section 4
- This Act does not apply to horse race meeting that is regulated by the racing laws of 1980, Act No. 327 of Public Acts of 1980 being sections 431.61 to 431.88 of the Michigan Compiled Laws.
- Two persons may agree in writing to a waiver of liability beyond the provisions of this Act and such waiver shall be valid and binding by its terms.
AMENDMENT OF MICHIGAN EQUINE LIABILITY ACT
Effective Sept. 21, 2015, Governor Rick Synder signed into law an amendment to Michigan’s Equine Activity Act.
Effective Sept. 21, 2015, Michigan Governor Rick Snyder signed into law an amendment to Michigan’s Equine Activity Act (EALA) to prescribe certain duties for equine professionals changing Michigan’s last exception by modifying its terms into two sections and eliminating the negligence section for certain people, organization and businesses. The modification to Section 5 (MCL §691.1665) are:
(d) If the person is an equine activity sponsor or equine professional, commits an act or omission that constitutes a willful or wanton disregard for the safety of the participant and that is a proximate cause of the injury, death or damage.
(e) If the person is not an equine activity sponsor or equine professional, commits a negligent act or omission that constitutes a proximate cause of injury, death or damage.6
An equine activity sponsor means an individual, group, club, partnership or corporation whether or not operating for profit, that sponsors, organizes or provides the facilities for an equine activity; including but not limited to a pony club, riding club, school or college sponsored class, program, or activity, therapeutic riding program; stable or farm owner, and operator, instructor or promoter of an equine facility including but not limited to a stable, clubhouse, pony ride string, fair or arena at which the equine activity is held.
Equine professional means a person engaged in any of the following for compensation: (i) Instructing a participant in an equine activity. (ii) Renting an equine, equipment or tack to a participant. (iii) Providing daily care of horses boarded at an equine facility. (iv) Training an equine. (v) Breeding of equines for resale or stock replenishment.
CASE LAW
Relevant case law under Michigan’s Equine Liability Act is Amburgey v. Sauder where the plaintiff was bitten by a horse as she walked through an aisle in a stable. The Michigan Court of Appeals affirmed dismissal because the plaintiff was an equine activity participant and her injuries resulted from an inherent risk of equine activity.7
In Cole v. Ladbroke Racing Michigan, Inc., plaintiff, a licensed horse exercise rider sued the operator of a horse racing facility. He had been injured when he was thrown off a horse that he had been exercising. The horse became spooked by a kite on the defendant’s premises. The court held that EALA did not offer protection of immunity to the defendant because the exercising was found to be an activity in preparation for a horse race. And the EALA does not apply to horse race meetings. However, the plaintiff previously signed a release which covered “all risk of injury that the undersigned may sustain while on the premises.” Thus, the defendant was released from liability of negligence.8
NEW YORK EQUINE ACTIVITY LAW
On October 23, 2017 New York Governor Andrew Cuomo signed into law and effective immediately the states version of an equine activity law. This law makes immunities conditional upon compliance with responsibilities as the law describes for “operators” and “visitors”. 9
CONTRACTS
In equine law contracts may include breeding, boarding, buying, training, selling, leasing and of plethora of other activities.
A contract is a voluntary and binding agreement between two or more persons or parties supported by adequate consideration that is enforceable by law. In equine law contracts may include breeding, boarding, buying, training, selling, leasing and a plethora of other activities. The handshake agreement is often used in equine related activities because the relationship between barn owner, rider or horse owner is often a friendly relationship. However, this is an unreliable method of forming legal rights, responsibilities and potential liabilities. A bevy of forms to cover your situation can be found and purchased at Equine Legal Solutions.10
A signed written contract with a binding arbitration clause should be consummated setting out the rights and responsibilities of the parties.
A signed written contract with a binding arbitration clause should be consummated setting out the rights and responsibilities of the parties. Arbitration allows a neutral third party to make the decision for the parties without involving the court system. If a party breaches the arbitration award the nonbreaching party can bring a lawsuit against the other party. The primary goal of agreeing to alternate dispute resolution procedure is to avoid the costs and time spent in a judicial proceeding. An additional purpose of agreeing to an alternative dispute resolution procedure is to preserve a business relationship in a continuing amicable manner.
Another alternative dispute resolution procedure is mediation. Mediation provides an informal environment in which the participants are guided by a neutral third party. Thus, arbitration and mediation clauses provide a procedure of resolving the dispute while maintaining an amicable relationship.
Equine Related Insurance
If you own a horse, horse farm or stable you should consider it as an investment together with protecting yourself from personal liability. The key is to purchase insurance that provides coverage for theft, mortality, major medical, surgical only, loss of use, trip transit, general liability, equine event liability, equine commercial liability, independent trainer- instructor and other coverages relevant to your situation. Purchasing equine insurance also ensures that your horse is covered during its lifetime. An excellent source is the Equine Insurance Center.11
Commercial General Equine Liability covers general liability equine matters such as boarding and training facilities.
Professional Liability protects against negligence in training horses or giving horse lessons.
Individual Horse Owner Liability covers injury or damage that arises from your horse activities.
Horse Club Events covers clubs or associations that organize shows or events.
Equine Mortality Insurance-covers the death of your horse from injury, disease, illness or accident. This type of insurance requires a veterinary certificate of good health. The amount payable at death depends on the policy language of agreed value or actual cash value of the horse at the time of death.
TRIAL PRACTICE
One of the first tasks an attorney should do in starting a case for trial is to prepare the jury instructions. This step alone should prevent a directed verdict at trial. In preparing the jury instructions you will set out the elements of your cause of action or defense. The jury instructions will have all the substantive law essential to prove or defend your case. The jury instructions or court’s charge should be your bible and road map. Now you will have the information for preparing the opening statement, direct examination, cross examination and final argument.
TRIAL THEMES
When you develop a powerful case theme you give the jurors a lens through which they will favorably view the evidence in your case. The theme of the case is a one sentence explanation of your theory. A theory is a succinct statement as to why the plaintiff should win or criminal defendant is not guilty of the charged crime. The theme should flow logically from the facts and relate to the juror’s life experiences. The theme of the case is the basic underlying idea which explains both the legal theory and factual background of the case. And, it ties them into a coherent and believable whole. Make your trial theme memorable. For example:
“This is a case about a broken promise.”
“A horse is a thing of beauty but it is also unpredictable.”
“Proper handling of a horse is no simple matter.”
“The only constant thing in life is change. Things can change rapidly when you are dealing with horses.”
The above are only examples as a guide. The best theme will be your own development that you should change or modify until you have found the best one.
CONCLUSION
Today, 47 states have adopted some form of the Equine Activity Liability Act, except California, Maryland and Nevada. Although the laws differ most of them share common characteristics that qualifying defendants should not be liable if an equine related participant sustains injury, death or damage from an inherent risk. The purpose of the EALA is to encourage equine activities by limiting tort liability of individuals who organize or sponsor equine activities. The Michigan Equine Liability Act was amended in 2015 that prescribes certain duties for equine professionals eliminating the negligence section for certain people, organizations and businesses. If you own a horse, horse farm or stable you should purchase insurance to protect against theft, horse mortality, events, major medical and personal liability.
In equine transactions a signed written contract with a binding arbitration clause should be consummated setting out the rights and responsibilities of the parties.
If you are involved in litigation first prepare the jury instructions and then your opening statement with a memorable theme. If you have any questions do not call me because I will be in court – call Julie Fershtman. She is probably the best source in Michigan for substantive equine law issues.
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James A. Johnson, of James A. Johnson Esq. in Southfield is a trial lawyer. His primary area of concentration is serious Personal Injury, Insurance Coverage under the Commercial General Liability policy, Sports & Entertainment Law and Federal Criminal Defense. Mr. Johnson is an active member of the Michigan, Massachusetts, Texas and Federal Court Bars. He can be reached at www.JamesAJohnsonEsq.com
ENDNOTES
- AS §09.65.145; AS §09.65.290
- MCL § 6 (691.1666)
- Section 2D of chapter 128 of the Massachusetts General Laws.
- http://www.americanequestrian.com/equinelaws
- MCL 691.1661-1667
- 5 of 1991 PA 351 (MCL 691.1665).
- 238 Mich. App 228, 233, 237, 246, 605 N. W. 2d 84 (Mich. 2000).
- 614 N.W. 2d 169 (Mich. 2000).
- http://legislation.nysenate.gov/pdf/bills/2017/S1152A
- http://www.equinelegalsolutions.com
- http://equineinsurancecenter.com/coverages
Helpful Equine Sources
- Milton C. Tobey & Karen L. Perch, Ph. D., Understanding Equine Law: Your Guide to Horse Health Care & Management (The Blood-Horse Inc., 1999).
- Julie I. Fershtman. Attorney at Law, More Equine Law and Horse Sense (Horse & The Law Publishing 2000).
- James Clark-Dawe, Equine Liability: What Every Horse Owner Needs to Know.
- Julie Fershtman Equine Law Blog equinelawblog.com
- Robert L. Heleringer, Equine Regulatory Law http://equineregulatorylaw.com
- HG.org/equine.html
- cataneselaw.com
- http://animallawsource.org
- http://www.animallaw.com